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Refinance
You can replace your current mortgage with a new one, often at a better rate or different term. This is beneficial for homeowners looking to lower monthly payments, shorten loan terms, or switch from adjustable to fixed rates. It requires a new application and closing process.
Cash-Out Refinance
Refinance for more than you owe and pocket the difference in cash. This option suits homeowners needing funds for significant expenses or debt consolidation. Typically, it requires maintaining at least 20% equity in your home after taking cash out, which may result in a higher interest rate than a standard refinance.
Home Equity Loan
Borrow against your home's equity with a fixed rate and term, often called a "second mortgage." This is ideal for homeowners needing a lump sum for major expenses or improvements. It typically allows borrowing up to 85% of your home's value minus your existing mortgage balance. Interest may be tax-deductible if used for home improvements.
Why Choose Amerant Mortgage?
Competitive Rates:
Get a great deal on your home loan and contact us for competitive rates today
Expert Guidance:
Our mortgage advisors have an average of over 20 years in the industry and are here to help
Flexible Options:
Find a mortgage that fits your unique needs
Quick Approval:
Fast-track your home buying journey
Award-Winning Service:
- Bauer Financial "5-Star Rating"
- OCC'S "Outstanding CRA Rating"
- Worldwide Finance Awards "Best Community Bank" in Florida (2023)