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Understanding Bridge Loans: Bridging the Gap to Your New Home
Buying a new home is exciting, but sometimes the timing of selling your current home and purchasing a new one doesn’t align. That’s where a bridge loan comes into play—providing short-term financing to help you secure your next home or pay off debt while you wait for your current home to sell. What is a Bridge Loan? A bridge loan is a short-term financing option that provides funding until you secure permanent financing; the loan...
Don’t Wait for Low Rates
In the ever-evolving landscape of mortgage rates, it's essential to consider whether waiting for rates to drop is a prudent strategy. While the allure of lower rates may seem enticing, experts caution against delaying your home purchase. Inventory First, let’s talk about inventory. Since the onset of the COVID-19 pandemic and the subsequent historic lows in mortgage rates in 2021 (according to U.S News & World Report), available housing stock has dwindled across many communities...
Are You Mentally and Emotionally Ready to Buy Your Dream Home?
Buying a home is more than just a financial transaction; it’s a significant milestone that often marks a new chapter in life. At Amerant Mortgage, we understand the importance of being prepared not only financially but also mentally and emotionally. Let’s walk through a checklist to ensure you’re ready to take this exciting step towards homeownership. 1. Define Your Why What’s motivating your decision to buy a home? Are you tired of rising rents? Are...